On money and failure: a budget emergency, but not that kind of budget emergency

budgetemerg

Some things I have:

  • a full-time job with a good income
  • just over $20,000 in personal debt
  • great credit nonetheless
  • some counterproductive neuroses about money

In other words, while on paper my income should slightly exceed my expenditure, in reality, I usually spend at least the last few days of my pay cycles living off my credit card. Of late, that period has been extending itself, which is doing me a concern.

Continue reading “On money and failure: a budget emergency, but not that kind of budget emergency”

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